Osceola County homes, St Cloud Homes, Kissimmee Homes for Sale, Real Estate Kissimmee FL
Osceola County homes, St Cloud, Kissimmee Homes for Sale








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 Short Sales in Florida

There are many home owners in Florida who are upside down on their home or can no longer make their house payment either because of job loss, divorce or financial struggles, whose only option was letting the home go back to the bank; otherwise known as foreclosure. If you are considering foreclosure, you may want to look into another option known as a Short Sale. Florida short sales are becoming more & more common among today's home sellers and can be the answer to your financial struggles allowing you to get out of your home and save your credit.

What is a Short Sale?

A short sales happens when an experienced realtor works with your bank to negotiate selling your home for less money. Many times in this case, the bank agrees to take a loss and forgives the remaining debt. With the housing market as slow as it is today, short sales in Florida are becoming a very common option for those home owners that need help getting their home sold fast.

What are the benefits to a short sale?

The benefits to a short sale v. foreclosure are distinct. Considering letting your Florida home go into foreclosure can be detrimental to your future credit and can cause you to not be able to buy another home for up to 5 years or more not to mention this flaw will be on your credit report for years to come. A short sale can be a much quicker process, less expensive and doesn't look as bad on your credit report as a foreclosure. It shows that you, as the home owner, did everything you could to avoid defaulting on your loan and in fact can be a big plus in the eyes of a future lender.

How does a short sale work?

Convincing your lender to sell your property at a loss can be very difficult. In addition you will also have to convince your realtor to take a smaller commission and the amount of the loan that the lender forgives in a short sale can become your responsibility. Using an experienced Realtor who has has success with short sales in Florida is the smartest decision you can make when going this route.   

If you are considering a short sale in Florida then you need an expert like Melissa Godwin. Melissa is a Certified Distressed Property Expert and can help you with your Florida Short Sale. Contact Melissa for a confidential consultation to find out if you will be able to short sale your Florida home.

Osceola County homes 

Osceola County is located in central Florida and encompasses the communities of St. Cloud (Saint Cloud), Kissimmee, Campbell, Champions Gate & more.

St. Cloud Florida is located in Osceola County just south of Orlando and east of Kissimmee.

St. Cloud & Osceola County Street View Map

Use this map to visually tour the streets of St. Cloud & Osceola County!



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Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.12% 4.26%
15-yr Fixed 3.26% 3.43%
1-yr Adj 2.45% 3.04%
* national averages
Osceola County News:
T.J. Lane, the Chardon High School shooter, escapes Ohio prison
9/11/2014 10:41 PM
Two Ohio prisoners, including the teenage gunman who killed three in a high school shooting in 2012, escaped from the Allen Correctional Institution on Thursday night....Read More
Officials: Car hits SunRail in Sanford, driver injured
9/11/2014 10:13 PM
A car hit a northbound SunRail train near Sanford around 7:30 p.m. Thursday, officials said....Read More
NB I-95 blocked after crash in Volusia County
9/11/2014 8:55 PM
A crash on northbound I-95 just north of State Road 421 in Volusia County has all lanes blocked according to FHP....Read More
Cops: Man led police on 100-mph chase, crashes into pond
9/11/2014 7:52 PM
A Maitland man fired a gun into an Eatonville home, then led police on a 100-mph chase on Interstate 4 that ended when he crashed through a fence and into a pond, police said....Read More
Trucker tried to do "right thing" in fatal accident, friends say
9/11/2014 7:01 PM
Glen Gilberto Estien"s life ended suddenly on a sunny afternoon when he tried to stop for a firetruck....Read More
70 dead cats found at home after tenants tipped off authorities
9/11/2014 6:48 PM
Douglas Westcott, 55, arrested on child porn charges after Crime Stoppers tip....Douglas Westcott, 55, arrested on child porn charges after Crime Stoppers tip...Read More
Questions after student fatally shot self
9/11/2014 6:41 PM
Investigators are working with a Sanford boy"s family and school officials to understand why the 14-year-old killed himself at a Lake Mary middle school....Read More
Winter Garden may bring prayer back to its meetings
9/11/2014 6:30 PM
Winter Garden"s City Commission began its meeting Thursday evening with a moment of silence and the Pledge of Allegiance — its first gathering since ending a long-standing practice of opening with a prayer. But commissioners then asked their legal adviser to go back and study the......Read More
Manatee adventures of Lil Joe lead to Disney
9/11/2014 6:02 PM
Lil Joe, the 25-year-old manatee who has been a star at zoos and theme parks across the country and had a brief return to the wild, has been hanging out at Walt Disney World in the kind of setting that looks to be home for the rest of his life....Read More
Appeal of "Les Miserables" endures
9/11/2014 4:34 PM
Heather Quinn is determined to see Orlando Shakespeare Theater"s production of "Les Miserables," which opens Friday night....Read More